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QUESTION & ANSWER

Q: When will the payment be due?

A: In most states, the loan will be due on your next payday. CU Alternative Lending Solutions, LLC complies with all federal and individual state laws regarding loan terms, amounts, and costs.

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REQUIREMENTS

  • You must have a steady, verifiable source of recurring income.
  • You must be at least 18 years old.

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TERMS AND CONDITIONS

This is a short-term loan designed to help with your immediate short-term cash flowneeds. It is not a solution for long-term needs.

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PRIVACY POLICY

Protecting your privacy is important to CU Alternative Lending Solutions, LLC and our employees. We want you to understand what information we collect and how we use it.

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Customer Notice: EXTENDED PAYMENT PLAN (EPP)

  1. You may opt into an EPP to pay an outstanding loan if you are unable to repay your loan when due. Any outstanding fee will be included in the amount subject to EPP.
  2. You must invoke the EPP by close of business on the last business day before the loan due date by returning to the office where you obtained the loan. To invoke the EPP, you must sign an amendment to your loan agreement reflecting the new payment schedule.
  3. You may pay the transaction balance in four equal payments coinciding with your periodic pay dates.
  4. We will not begin collection activities while you are under an EPP as long as you meet all obligations under the EPP.
  5. There is no charge for you to enter into an EPP. However, if you default on an EPP, we may charge you an EPP fee and accelerate payment of the balance remaining, as authorized by applicable law.
  6. A consumer who is unable to repay a payday loan when due may elect once every 12 months to repay the payday loan by means of an extended payment plan. The 12-month period shall be measured from the date that the consumer pays in full an extended payment plan with the lender until the date that the consumer enters another extended payment plan with the lender.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.